“Buy with cash. Don’t spend money you don’t have. Avoid using the credit card, and opt instead for a debit card,”
“Manage your money wisely so that money does not manage you in return,”
“You have a tendency to spend whether its on food, clothes, accessories or non-necessities when you’re at the mall. Once in a while it is okay, but doing it on a regular basis means digging deeper into the kitty. These are treats that should be rationed,”
“Financial flexibility is extremely important. You never know when you may be struck by illness or when a setback happens. But if you have the financial means, you will be prepared to handle it. Similarly, when opportunity strikes, you will be ready to grab it,”
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